When it comes to this time of year, it can be difficult to bundle up while still looking chic. When I moved to New York, one of the first friends I made told me, "On the coldest days, all that matters is having cute outerwear because no one will see anything else." And I quickly learned how right she was! So I have put together three affordable looks below using the most essential winter pieces...and I included different styles since I know not everyone lives in a snowy climate. Now is a great time to buy these types of items since most stores have them marked down to try & make room for spring arrivals.