Wednesday, December 23, 2015

Square Cash

Because both of our families live in Oregon, paying for & shipping gifts gets to be really costly around the holidays. And we don't just have Christmas presents to deal with because we also have six December birthdays between our two families!  Needless to say, this is a very busy & quite expensive month around our house.  Anything we can do to help simplify the process of buying gifts for family members is always a plus.  So, I was thrilled to be recently introduced to Square Cash.  It's a free app that lets you seamlessly send money in just a few simple steps.  We'd previously been using PayPal but weren't happy with how long the transfers took and that there was a fee associated with it.  Plus, I disliked having to take the extra step to then transfer the money from PayPal to our bank, which delayed things even further.

I took one of my friends out to my favorite cafe to test it out for the first time & it really was just as quick & simple as promised.  If you're using Square Cash as an individual, there are absolutely no fees.  You can send up to $2500 per week & it's done as a direct bank transfer so the funds are available within 24 hours.  It's completely private so no one can see who you are sending money to + it's totally secure.  We had our checkbook stolen several years ago, which has made me very paranoid about keeping our financials protected at all times.  So, just to be safe, I set up my Square Cash account so that the 3-digit security code from the back of my debit card must be entered before sending funds.  The best part is that it's so fast - just download the app, link to your debit card, enter the amount you want to send & the person who you're sending to and it's done!

Here are just a few of the ways we've used it so far:

1) Splitting the bill with a group of friends after a girls night out or Sunday brunch (also great for those of you who work in an office and are dividing the costs of a catered/delivered lunch)

2) Paying for babysitting (there's nothing worse than realizing I don't have enough cash to pay the sitter at the end of the night)

3) Sharing the cost of a more expensive combined gift with family members (especially helpful if your family lives in a different state, as mentioned above)

4) Splitting the cost of concert or event tickets, airfare, hotels or club fees (if you have a roommate, it would also be perfect for dividing up the electrical bill, toiletries, etc.)

I love discovering new ways to make my life a little simpler & this is one of those apps that has really helped our family.  You can download Square Cash for free here and start using it today - I know you'll find it to be as much of a time-saver as I have!

I'll be taking the rest of the week off to enjoy the holidays with my family.  
I hope you all have a very Merry Christmas!!

Thank you to Square Cash for kindly sponsoring this post.  
All opinions are 100% honest & completely my own.


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